Why invest in property instead of purchasing shares?
Many investors prefer property as you are investing in a physical asset. It’s a physical representation of your money whereas the share market is intangible.
Generally, property investment is less of a risk as comparably there is less frequent fluctuation in the property market. Shares go up and down every single day but in comparison the property market moves much more slowly.
Shares can also expose investors to the risk of losing everything in the instance of a company going into liquidation.
Benefits of property:
- Rental income means more money in your pocket as well as paying off an appreciating asset
- Tax deductions for an investment property can be significant
- If your property increases in value, you will benefit from a capital gain when you sell
What is a self managed superannuation fund?
A self-managed super fund (SMSF) is a superannuation trust structure that provides a way of saving for your retirement. An SMSF fund differs from other superannuation structures in that the members of an SMSF are usually also the trustees. This means that the members of the SMSF manage the fund for their benefit and are responsible for complying with the super and tax laws.
What are the advantages of a SMSF?
- SMSF gives members unique control of their investments within the legal framework
- Maximum tax payable on earnings is 15 per cent
- The tax is payable in the year a gain is realised
- SMSFs allow control of the timing for asset disposal, meaning that realisation of gains can be deferred until such time that assets are supporting an Account Based Pension, when the income is taxed at 0%
- SMSF is a prerequisite for an Account Based Pension
- SMSFs can invest up to 100% of the fund’s total assets in “Business Real Property”
Why buy a new home instead of an existing home or renovating an older home?
There are significant advantages to purchasing a brand new OTP as opposed to buying an existing property including:
- You will currently receive an extra $20,000 +/- stamp duty
- Better and higher rent paying tenants for OTP
- Much better depreciation / tax savings for OTP – approx. $15,000 per year financial benefit to owners
- Much less maintenance for OTP
- No rental guarantee with established homes, we include this with our properties
Why should I invest in South East Melbourne?
History shows that the Southeast corridor, especially the City of Casey, is one of Melbourne’s best areas to invest in property with solid capital growth and excellent rental returns. For more information click here.
Why should I choose Safe Super Homes?
The Safe Super Homes team takes customer service seriously. We understand that purchasing and building an investment property is a serious and complex process. We will do everything within our power to make sure this process is as smooth as possible so you can focus on being excited about your new investment property!