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A Self-Managed Super Fund can own business and residential investment property. However, there are crucial differences between the legal requirements for funds regarding business and residential properties. Let’s take a look at a few of them: Business real estate is among the few types of assets that SMSFs are permitted to acquire from their members and other related parties. Business real estate is one of the few types of assets that funds can lease to related parties – including fund...

The median Melbourne house price is on track to crack the $1 million mark within just six years, according to research conducted by the mortgage broker firm Home Loan Experts. This is great news if you already own a property, but what if you think you're already priced out of the market? Or you'd like to buy an investment property but don't think you have the funds? You might be surprised to find out that tapping into this massive growth opportunity is easier...

Kelvin Gough and Gary Kosover shed light on how much time and money you need, to have a Self-Managed Super Fund (SMSF). SMSFs are an increasingly popular way to save for retirement. However managing your own retirement savings can be quite complex and risky if it’s not handled properly. Before you deep-dive too much into SMSFs you want to know how much money you need to have in one, right? When looking at your superannuation a good target to aim for is...

SMSF property investment - self-managed super funds offer everyday investors the unparalleled opportunity to build a safe financial future that many previously thought impossible. And even better than this is an SMSF in direct property investment which gives you certainty, with great returns. History shows that property is a more stable asset and much less volatile than the share market, yet many people have their superannuation money entirely in shares. Now with SMSFs having the ability to borrow, it’s possible to...

You’re young, in the prime of your life and starting to kick some goals in your career. It’s time to respect your super write Kelvin Gough. You’re under 40, who cares about super, right? Errm wrong. We’re guessing it’s the word ‘retirement’ that puts most people off thinking about it until they’re 60. Sadly, many people retiring now don’t have anywhere near enough money saved in their super to live comfortably through their retirement. Many end up going back to work...

Buying a property in a Self-Managed Super Fund is a great way to optimise your retirement income – but there are important things to look out for when choosing the property, write Kelvin Gough and Gary Kosover. When it comes to investing in property via an SMSF there are plenty of benefits. For one, there are some very attractive tax advantages that come with investing inside super compared to non-super investments. That said, without the correct investment property in the fund,...

by Kelvin Gough and Gary Kosover. Most people are oblivious when it comes to knowing how much money they have in their superannuation account. Many people don't know what percentage of their wage is being contributed into their super (the minimum should be 9.25% of your wage) or even the name of their superannuation fund, yet an average couple needs about $1 million to live comfortably for more than 20 years of not working after they retire. Given this is a fairly...