Blog

Imagine paying large sums into an investment strategy and getting nil in return. Well, if your Super is invested in shares, that’s exactly what’s happening right now. Property investing has proved to be at a great advantage to investing in shares, which have made nil income during 2018; in fact, they’ve not been able to catch up since the 2008 GFC. We believe the next GFC has already arrived which is why we at Safe Super Homes do not promote shares...

We are all aware of why Melbourne & Sydney are experiencing exceptional population growth, yet Aussies have the lowest population growth on record. When will we experience the next property boom? Growth is mostly caused by our immigration program. In 2017 and 2018, 152,000 migrants arrived in Melbourne. That's about 2,900 new Australians per week, all looking for the safest place to live and raise their kids. They have all passed Australia’s immigration department tests. They bring wealth, diversity, knowledge and willingness to a...

Saving up enough money to enjoy your retirement is a major accomplishment that’s worth celebrating. And contrary to the popular stereotype, ‘retired’ doesn’t mean ‘old’. You still have the same momentum and energy you had last week, but now that you’re not expected at work every day you have the free time to enjoy it. So, what are you going to do with yourself? 1. Start an exercise regime. The worst thing you could do is sit on your bum for the...

It’s rarely a good idea to put all your eggs in one basket; you never know what the future will hold. Your best bet is to diversify your investments. But we know from experience that the share market is too unstable to assure your financial security and so we throw ourselves into the property market whole-heartedly. The question is: if you only want to invest in property, how do you manage diversification? Property is the largest real asset class in the...

  Each type of superannuation has its own features – some better, and some worse. Setting up a Self-Managed Super Fund ( an SMSF ) provides unique wealth creation opportunities. An SMSF gives you better capital growth and better tax deductions. You are the trustee of your own money and that gives you many financial advantages. Perhaps the biggest advantage of an SMSF is your active control over your own investment decisions. I am a former lawyer and I majored in Economics at uni....

One of the key advantages of superannuation investing is also seen as one of the key disadvantages. Many people complain they can’t access their superannuation until they retire, but this rule also means that your super account’s investment earnings are invested regularly for a long time. Keeping your investment earnings in your super fund for 10, 20 or 30 years, or even longer, means you’re building a much bigger nest egg for your retirement than you could have achieved if...

Why did you set up Safe Super Homes? For over 25 years at Safe Super Homes (SSH) we have made many customers very wealthy. It is taking advantage of Australia’s booming immigration policy. Demand for our better investment product includes the RIGHT product, in the RIGHT area, at the RIGHT price, with the RIGHT returns and the RIGHT services and advise. I have done so myself after being declared bankrupt in 1990 as a direct result of 1987 share market crash.  Humbly,...

Melbourne is one of the fastest growing cities in the developed world, racing away from the rest of Australia and doubling the growth rate of most advanced cities. We are now in the top 5 fastest growing cities in the developed world. People are drawn to Melbourne due to better lifestyle, better education, better health facilities, a booming economy and better job prospects. Melbourne added 123,000 residents in the last year alone. This has caused major infrastructural problems for residents such as...

A Self-Managed Super Fund can own business and residential investment property. However, there are crucial differences between the legal requirements for funds regarding business and residential properties. Let’s take a look at a few of them: Business real estate is among the few types of assets that SMSFs are permitted to acquire from their members and other related parties. Business real estate is one of the few types of assets that funds can lease to related parties – including fund...

The median Melbourne house price is on track to crack the $1 million mark within just six years, according to research conducted by the mortgage broker firm Home Loan Experts. This is great news if you already own a property, but what if you think you're already priced out of the market? Or you'd like to buy an investment property but don't think you have the funds? You might be surprised to find out that tapping into this massive growth opportunity is easier...