Many investors prefer property as you are investing in a physical asset. It’s a physical representation of your money whereas the share market is intangible and risky. All super funds only invest your money in shares.
Generally, property investment is less of a risk as comparably there is less frequent fluctuation in the property market. Shares go up and down every single day but in comparison, the property market moves much more slowly. Should you be a gambler, leave your money in shares.
Shares can also expose investors to the risk of losing everything in the instance of a company going into liquidation.
Benefits of property:
A self-managed super fund (SMSF) is a superannuation trust structure that provides a way of saving for your retirement. An SMSF fund differs from other superannuation structures in that the members of an SMSF are usually also the trustees. This means that the members of the SMSF manage the fund for their benefit and are responsible for complying with the super and tax laws. Safe Super Homes will guide you about everything involved.
There are significant advantages to purchasing a brand new OTP as opposed to buying an existing property including:
History shows that the South-East corridor, especially the City of Casey and Gippsland, is one of Melbourne’s best areas to invest in property with solid capital growth and excellent rental returns.
History shows there are much less socio-economic factors in play in play in Melbourne’s South-East Growth Corridor.
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The Safe Super Homes team takes customer service seriously. We understand that purchasing and building an investment property is a serious and complex process, particularly when buying with your super fund. We will do everything within our power to make sure this process is as smooth as possible so you can focus on being excited about your new investment property!
SSH has been flourishing for the last 26 years and with the changes in Australia’s and world-wide economic conditions, have been approached by many people wishing for better returns with less amounts in their super funds. Under Australia’s banking system, we could do nothing for them. So, we are now making our ‘direct property’ facilities available for those with only $50,000+ available, inside or outside their super funds.
Our external accountants have recently told us that our 2018 year was the most successful for last 26 years. Not just for us, but more so for our investor clients.
Australia’s immigration policy is the key reassurance. It is law. Over recent years, over 220,000 new migrants, annually, have been granted permanent residency status in Australia. 52% or almost 115,000 qualified new residents arrive in Melbourne, wishing to reside in and raise their kids here, in the best city in the world.
That is 2,200 new migrants arriving in Melbourne every week – more than any other city in Australia.
Any wonder that Melbourne’s real estate prices are climbing, so regularly.
We allow your super fund, or you with your personal finances, to be part of that rising market – for only $50,000 contribution.
No traditional super fund allows you invest in ‘direct property’. Why not? They prefer, for their own money-making reasons, to ‘invest’ your money in the riskier and more volatile share market. Remember, they are receiving 9.5% of your money regularly and are wasting or stealing your money. We say they are ‘stealing’ your money, with bad investments and high fees.
You have a duty of care to yourself to stop all that. In 2018, you lost an average of 14% – with maybe worse to come.
Fractional investing allows Gen X (39-53y/o) and Gen Y (24-38y/o) to partake directly in property investing, via ResiBrix fractional investing – all for only $50,000.
For individual ‘direct property’ investing, you need about $250,000 – $300,000 in your super fund or home equity.
Part of a well performing asset – whether it be 1/10th or 1/6th of a fractional property investment– is better for you than leaving your money to ‘thieves’ via your traditional super fund.
In the Berwick area, there are more brand new private and public schools here per capita than anywhere else in Australia. There is a new university and Melbourne’s 3rd only higher education ‘select entry’ school.
New private and public hospital are going up, with modern medical facilities in abundance.
You have classy village shopping centre in Berwick and only 10 mins away is large Fountain Gate shopping centre.
Because of these fantastic educational, medical and employment opportunities in the area, most new immigrants are choosing the outer lying areas of Melbourne as their preferred place of residency. This means new housing is always in demand.
After 26 years of exhausting and close examination of many builders, we now have the correct formulae in place.
We have a licenced estate agent on staff to enforce our strict regime with our panel of estate agents who manage our tenanted properties. She also is in continual contact with our panel of builders – all of whom are HIA certified – to keep up to date with every aspect of the build. We have hired and fired several of Melbourne’s larger building companies because they simply do not meet up with our standards. Come along to our display home, by appointment, to see for yourself.
The 7% is not guaranteed and is our projected return. Over the last 26 years, our investor clients have been achieving average 14% return.
There is commercial risk on our part and as we always try to be fair and reasonable. Based on past returns, we project 7% to each ResiBrix member.
There are others out there who will offer higher returns, but they will not redeem your capital. Your capital is always safe with ResiBrix.
… NIL. We GUARANTEE you a 2.5% return – which is around what banks are paying you for fixed term deposits.
It is 5 years, with interest calculated and payable 31st October each year.
At the expiration of your 5-year investment period, in October yearly, the investment property will be valued. You are entitled to gain and claim the past 5 years capital growth.